Board Chairman
Board Chairman
Mr Juwon Osibanjo was born 28th Jan. 1960. Attended St Judes Anglican pry school ilasamaja, Mushin, Lagos and Christ Apostolic pry school, ijebu ode Ogun state. Ijebu Ode grammar school ijebu ode.
Holds a Bachelor’s Degree in Accounting at University of Lagos Akoka Lagos and Master’s Degree – MBA (Operation management) of Lagos State University Ojo Lagos. A member of Institute of Management with years of experience having served in senior managerial positions with the private sector companies.
He is a Member of Shared Services and Outsourcing Network.
A Fellow, institute of professional Managers and Administrators of Nigeria (IPMA).
He worked with UBA Plc for 15years and left in 2005, as Senior Manager.
He joined Vmobile which developed to Celtel and Zain Nigeria and left in 2010 as HOD: Shared Services. He has had several Management courses locally and internationally especially in South Africa, Jordan, Bahrain and Kenya where he run a Master’s programme in Human Resources with Zain Academy.
A highly motivated Human Resource Practitioner with major experience in Organizational Development, Corporate Management and Shared Services. He established Capetrust Investment Ltd in 2010 as a shared service company currently, leading the company workforce.
A major player in Mass Transportation in Lagos state. He has LAGBUS Asset Management Ltd franchise and also currently manages the Bus Franchise Scheme(BFS) project for Lagos Metropolitan Area Transport Authority (LAMATA).
He has a contract to manage Ikeja Electric customer Service at Ikorodu.
He’s the current chairman of Simmy Auto Services at Ijede road. Ikorodu.
He’s the Chairman of Capetrust Funeral Services Ltd Agbowa Ikorodu.
Non-Executive Member
Non-Executive Member
Yemi Adefisan is the Group Chief Executive of CITITRUST Holdings Plc, a leading Investment Holding Firm in Africa. He is a seasoned Investment Banker with over 21 years of post-graduate experience and practice in Finance, especially in Commercial, Retail and Investment Banking, Alternative Investments and Manufacturing. He holds a Bachelor of Arts Degree in Business Management with Finance from the Edinburgh Napier University, UK, MSc. in Finance and Investment Management from the University of Salford, a Master’s Degree in Business Administration (MBA) from the University of Chichester, UK, graduating with a Distinction and an Honorary Doctorate Degree from Swiss School of Business and Management (SSBM). He also obtained a Post Graduate Diploma in Management Science from Ladoke Akintola University, Oyo State.
Prior to assuming the current role, he served as the Executive Director, EAIN Capital Group, Regional Cash Card Manager at Skye Bank Plc, Managing Director, Crystal Microfinance Bank Limited, Relationship Manager at Pacific Bank Plc (now Unity Bank Plc), and Quality Control Inspector at Seven-Up Bottling Company Plc.
Yemi is an active member of numerous professional and industry associations. He is a distinguished Fellow of both the Nigerian Institute of Management (Chartered), National Institute of Marketing of Nigeria (Chartered), Institute of Credit Administration, Nigeria, Chartered Institute of Management Consultant of Nigeria, Association of Enterprise Risk Management Professionals (AERMP) and The Microfinance Association, United Kingdom. He is an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria, a Member of the Institute of Directors of Nigeria, Nigeria Economic Summit Group (NESG), Member of the Global Advisory Council of Commonwealth Enterprise and Investment Council (CWEIC), United Kingdom.
He has attended several Executive Management and Board training programs at IESE Business School Barcelona, Spain. Lagos Business School, The Wharton School of the University of Pennsylvania, USA, The Housing Finance, Canada, and Strathmore University Business School, Kenya and Yale University, School of Management, USA.
Executive Member
Executive Member
Uchechukwu Michael Ogbonna is a seasoned Banker currently serves as Country Chief Executive of CFS Group (Ghana) Plc, a subsidiary of Cititrust Holdings Plc. He holds a degree in Accounting and Masters of Business Administration in Financial Management from the Lagos State University, Ojo. His distinguished professional career span over 17 years in various Banking institutions and companies notably among Guaranty Trust Bank Plc, Stanbic IBTC Bank, Defunct Enterprise Bank, Heritage Bank Plc and Juwac International Group of Companies.
Mr. Ogbonna Uche started his career as a Management Associate in Juwac Group of companies in 2003. In 2008, he moved to Guaranty Trust Bank where he worked in roles covering Customer service, Account Support Management, Relationship Management, Customer Consultant in Asset & Liability Management. He also served as Relationship Manager, Personal Banker, Business Banker, Bulk Acquisition Expert, and Regional Coordinator Direct Sales Representatives in Stanbic IBTC Bank. Having gained a wealth of experience in Commercial Banking, Branch Management supervision, Business Development and Financial Advisory Services, he moved to the defunct Enterprise Bank Limited where he attained the role of Team lead Retail and SME Banking before the acquisition of the Bank by Heritage Bank. In addition to these responsibilities.
Mr. Ogbonna Uche briefly assumed a role of General Manager for marketing, sales and distribution in Juwac International Group of Companies before joining the management team of Cititrust Financial services Limited. In Cititrust Financial Services Limited, a subsidiary of Cititrust Holdings Plc, he served as Managing Partner of Cititrust Assets Management Limited, a fund Management Company where he successfully led the Establishment, Expansion and Strategy Execution of the Company. Uche brings with him an impressive knowledge of Global Capital market, Commercial and Investment Banking, as well as an influential network. His knowledge of Capital raising and Business development & Management is also a huge asset to the company His stint on these roles was remarkable as a result of his dynamism for marketing and project implementation.
He is a very passionate and self –driven person with strong interest in motivating and mentoring young people. His track record of wining is driven by creativity, excellent customer service delivery and key relationship management. Uche as fondly called possesses strong skills and deep market knowledge as well as constructive business fundamentals relevant to the financial services industry. He is experienced across Retail, SMEs, Commercial, E-business, Private Wealth, Management, Credit, Marketing and Business Development. He has interest in music, leadership training and mentoring He’s a member of Chattered Institute of Marketing and happily married with Children.
Non-Executive Member
Non-Executive Member
Mr. Raphael Yeboah is a senior lawyer and currently a senior member of Alliance Law, a private Law firm in Accra where he practices Law. He was formally a staff with the Forest Services Division of the Forestry Commission for over thirty (30) years. As a serving member of the Forestry Commission, he held various management positions including serving as the Executive Director of the Forest Services Division responsible for the Management and Administration of the Forest Resources of Ghana.
Mr. Yeboah brings on board a good depth of experience in the area of corporate institutional governance, strategic planning and management as he was a leading member of the team that undertook the institutional reforms of the Ghana Forestry Commission to bring together five (5) stand-alone departments to form the newly re-established Forestry Commission. He was passionately involved in the Legal and Change Management reforms of the institution.
Mr. Yeboah has a BSc. in Renewable Natural Resource Management from KNUST and a M.Sc Degree in Forest Management from University of Aberdeen Scotland, UK. Mr. Yeboah has undergone series of legal training, at BPP Law School, London (PgDL); Northumbria University, Newcastle UK (Solicitor). He is a highly analytical and quantitative person who is very passionate in achieving results and demonstrates high level of motivation in meetings.
Non-Executive Member
Non-Executive Member
Mr. Yirenkyi is an Engineer by profession and an active member of the Ghana Institution of Engineers and the National Institute of Black Engineers and has over 17 years of professional experience and practice as an engineer. Mr. Yirenkyi has M.Sc. Mechatronics Systems Engineering from the University of Newcastle in the United Kingdom and also holds BSc. Electrical and Electronic Engineering.
He has a vast range of experiences working in both Ghana and in the United Kingdom. He is currently the Managing Director of SC Engineering Limited and Dexter Engineering Limited. He earlier worked with Goldfields Ghana Limited as Unit Project Manager and a Project Electrical Engineer.
He was also responsible for Quality Control at Airedale International, UK and Electrical Technician at Schneider Electrics UK. Over the years Steve has built several skills and expertise including Quality Control, Engineering Project management, Tactical management as well as People management. He brings to bear on the Board of CFS (Group) Ghana PLC his strong appreciation of issues in relation to technology, innovation and creativity.
Company Secretary
Company Secretary
Bryan Sewornu Kpedor is currently the Company Secretary for CFS Group (Ghana) PLC. Prior to joining CFS group, he has been a major industry player with over ten years’ experience in supply chain management, project management and general operations management, having worked in various management roles as the operations lead for Delpro Express Ltd, a last mile delivery company located in Tema, a warehouse control supervisor at AB InBev (Accra Brewery Ltd) and an operations manager at Renaizance Supply Chain ltd.
Bryan is very well skilled in; people management, customer relationship management, critical thinking and problem solving, decision making, communication skills, planning and organization, transport management, certified six sigma professional, fleet management, stock control and warehouse management, data entry, health and safety, reporting skills, risk analysis and management.
Bryan has a Bachelor of Laws Degree from Central University. He has a Green Belt Certificate in Six Sigma from The International Six Sigma Institute. He also has a Bachelor of Arts degree in Sociology and Philosophy from University of Ghana. Bryan intends to further his education in the field of law.
Country Chief Executive
Country Chief Executive
Uchechukwu Michael Ogbonna is a seasoned Banker currently serves as Country Chief Executive of CFS Group (Ghana) Plc, a subsidiary of Cititrust Holdings Plc. He holds a degree in Accounting and Masters of Business Administration in Financial Management from the Lagos State University, Ojo. His distinguished professional career span over 17 years in various Banking institutions and companies notably among Guaranty Trust Bank Plc, Stanbic IBTC Bank, Defunct Enterprise Bank, Heritage Bank Plc and Juwac International Group of Companies.
Mr. Ogbonna Uche started his career as a Management Associate in Juwac Group of companies in 2003. In 2008, he moved to Guaranty Trust Bank where he worked in roles covering Customer service, Account Support Management, Relationship Management, Customer Consultant in Asset & Liability Management. He also served as Relationship Manager, Personal Banker, Business Banker, Bulk Acquisition Expert, and Regional Coordinator Direct Sales Representatives in Stanbic IBTC Bank. Having gained a wealth of experience in Commercial Banking, Branch Management supervision, Business Development and Financial Advisory Services, he moved to the defunct Enterprise Bank Limited where he attained the role of Team lead Retail and SME Banking before the acquisition of the Bank by Heritage Bank. In addition to these responsibilities.
Mr. Ogbonna Uche briefly assumed a role of General Manager for marketing, sales and distribution in Juwac International Group of Companies before joining the management team of Cititrust Financial services Limited. In Cititrust Financial Services Limited, a subsidiary of Cititrust Holdings Plc, he served as Managing Partner of Cititrust Assets Management Limited, a fund Management Company where he successfully led the Establishment, Expansion and Strategy Execution of the Company. Uche brings with him an impressive knowledge of Global Capital market, Commercial and Investment Banking, as well as an influential network. His knowledge of Capital raising and Business development & Management is also a huge asset to the company His stint on these roles was remarkable as a result of his dynamism for marketing and project implementation.
He is a very passionate and self –driven person with strong interest in motivating and mentoring young people. His track record of wining is driven by creativity, excellent customer service delivery and key relationship management. Uche as fondly called possesses strong skills and deep market knowledge as well as constructive business fundamentals relevant to the financial services industry. He is experienced across Retail, SMEs, Commercial, E-business, Private Wealth, Management, Credit, Marketing and Business Development. He has interest in music, leadership training and mentoring He’s a member of Chattered Institute of Marketing and happily married with Children.
Head, Enterprise Risk & Internal Control
Head, Enterprise Risk & Internal Control
Ajibola is the Head of Enterprise Risk & Internal control of CFS Group (Ghana) PLC. He is a results-driven individual with over six (6) years’ experience in the banking industry. He kick-started his career at Union Bank of Nigeria Plc where he achieved various recognition awards in excellence.
At CFS Group (Ghana) Plc, he ensures effective monitoring and measuring of the organization’s resources, policies and procedures by efficiently identifying business policy inadequacies and recommending and implementing necessary policy improvements. He is well adept in preparing findings and recommendations of identified internal control weaknesses and developing effective solutions. Ajibola holds a Bachelor degree in Agricultural Science from the University of Agriculture Abeokuta Nigeria, A Postgraduate diploma in Surveying & Geoinformatics from the university of Lagos Nigeria. He also holds a Postgraduate diploma in Business administration & Risk management from the University of Chichester (U.K), He is a member of the Association of Enterprise of Risk Management Professional (AERMP) and he currently has a professional certification from the Ghana Investment and securities Institute (GISI) in view.
Head, Human Capital Management
Head, Human Capital Management
Bryan Sewornu Kpedor is currently the Company Secretary for CFS Group (Ghana) PLC. Prior to joining CFS group, he has been a major industry player with over ten years’ experience in supply chain management, project management and general operations management, having worked in various management roles as the operations lead for Delpro Express Ltd, a last mile delivery company located in Tema, a warehouse control supervisor at AB InBev (Accra Brewery Ltd) and an operations manager at Renaizance Supply Chain ltd.
Bryan is very well skilled in; people management, customer relationship management, critical thinking and problem solving, decision making, communication skills, planning and organization, transport management, certified six sigma professional, fleet management, stock control and warehouse management, data entry, health and safety, reporting skills, risk analysis and management.
Bryan has a Bachelor of Laws Degree from Central University. He has a Green Belt Certificate in Six Sigma from The International Six Sigma Institute. He also has a Bachelor of Arts degree in Sociology and Philosophy from University of Ghana. Bryan intends to further his education in the field of law.
Regional Internal Auditor
Regional Internal Auditor
Richard is an Audit and Management executive with about 11 years’ experience with both the banking and non-banking sector. He served as the Internal Audit Manager and Team lead – Microsoft NAV implementation for East Cantonment Pharmacy Limited from 2018 to 2020.
He also worked with Beige Savings and Loans Limited, the Beige Bank and then the Consolidated Bank Ghana from 2015 to 2018, in the role of Internal Audit Team Lead. Between 2010 and 2015, Richard worked with Noble Dream Microfinance, African Guarantee Trust Microfinance and Shine Credit Microfinance in the capacities of Auditing of operations, Branch Management and Financial Accounting.
He is currently the Regional Internal Auditor of CFS Group (Ghana) Plc. Richard has a bachelor’s degree in Finance and Accounting – ICM UK. He is an ACCA finalist and a student member of ISACA- CISA. He has training from Ghana Banking College and E-crime Bureau Ghana on Liquidity Audit on E-fraud and Cyber Security respectively.
Chief Financial Officer
Chief Financial Officer
Abiodun Ojo possess good knowledge in accounting, finance and treasury with over 10 years’ experience as a professional. His experience over the years cut across healthcare, general business, e-commerce and finance industry. He is result oriented, team leader, strategic thinker and value driven person.
Prior to joining CFS Group Ghana, he was Treasury Manager at Mall Boxes & Mall for Africa (Nigeria) Limited. He has also worked with institutions like Collective Concepts, Collective College of Accountancy, Ibadan, Healthcare International Nigeria Limited, Lagos and Dana Group of Companies Limited as a Deputy Head, Finance and Accounts.
Abiodun Ojo holds B.sc (Ed} Hons in Accounting from Olabisi Onabanjo University, Ogun State. He is an Associate Member of The Institute of Chartered Accountants of Nigeria and ACCA Certified (Dip) IFRS Holder. Abiodun is currently the Country Finance Officer of CFS Group (Ghana) Plc.
Head, Credit Management
Head, Credit Management
Ibeh O. Kingsley is a consummate credit risk analyst / Manager who is originally from Anambra state in the south eastern part of Nigeria, had his primary and secondary education in Lagos, and first degree in Metallurgical and Materials Engineering from the Federal University of technology, Akure (FUTA) Ondo state, Nigeria. He has over 8 years’ experience in credit risk management ranging from credit analysis, credit administration, credit monitoring and credit recovery. He is result oriented and upholds to high esteem the values of integrity, individual initiatives and professionalism.